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The Pradhan Mantri Jan Arogya Yojana (PMJAY) popularly known as Ayushman Bharat Yojana Scheme is the flagship scheme by the Government of India. It is essentially a health insurance scheme to cater to the poor, lower section of the society and the vulnerable population. The scheme offers financial protection in case of hospitalization due to medical emergencies. This article is a detailed guide about the government’s health insurance scheme’s eligibility, features, benefits and the application process. PVC AYUSHMAN BHARAT HEALTH CARD

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Considered as one of the biggest healthcare schemes in the world, Ayushman Bharat Yojana aims to cover more than 50 crore Indian citizens. It is designed especially for the economically weaker sections of the country. The PMJAY was launched in September 2018 providing health insurance coverage of a maximum sum insured amount of Rs.5 lakh.

The government health insurance scheme covers most of the medical treatment costs, medicines, diagnostics and pre-hospitalisation expenses. Additionally, the scheme offers cashless hospitalisation services through the Ayushman Bharat Yojana e-card which you can use to get healthcare services at any of the empanelled hospitals across the country. Beneficiaries of the scheme can avail hospitalisation for necessary treatment by showing their PMJAY e-card.

With the intention to provide accessible healthcare to the poor and needy, the Ayushman Bharat Yojana Scheme offers coverage of up to Rs.5 lakh per family per year for secondary and tertiary hospitalisation care.PVC AYUSHMAN BHARAT HEALTH CARD

The health insurance under AB-PMJAY includes hospitalization costs of beneficiaries and includes the below components:
* Medical examination, consultation and treatment.
* Pre-hospitalisation.
* Non-intensive and intensive care services.
* Medicine and medical consumables.
* Diagnostic and laboratory services.
* Accommodation.
* Medical implant services, wherever possible.
* Food services.
* Complication arising during treatment.
* Post-hospitalisation expenses for up to 15 days.
* COVID-19 (Coronavirus) treatment.